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Most lenders will require that you have at least 20 percent equity remaining after the loan, though some may go lower for borrowers with good credit. Credit requirements for a home equity loan are somewhat higher than for a regular mortgage – lenders prefer a FICO score of at least 660-680.
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FHA single-family mortgages in PENNSYLVANIA can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.
Pennsylvania Housing Finance Agency (PHFA) loan provides qualified residents. over 167,400 single-family home mortgage loans for more than $13.1 billion.
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